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  • Mobile payment or known also as Mobile wallet is an alternative payment method. Instead of paying with cash, cheque or credit cards, a consumer can use a mobile phone to pay for a wide range of services and digital or hard goods such as: There are four primary models for mobile payments: Additionally there is a new emerging model from Haiti: direct carrier/bank co-operation. Mobile payment has been well adopted in many parts of Europe and Asia. Combined market for all types of mobile payments is expected to reach more than $600B globally by 2013, which will be the double of the current figure, while mobile payment market for goods and services, excluding contactless NFC transactions and money transfers, is expected to exceed $300B globally by 2013. Some mobile payment solutions are also used in developing countries for micropayments. The consumer sends a payment request via an SMS text message or an USSD to a short code and a premium charge is applied to their phone bill or their...
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  • Mobile payment
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